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| PRIVACY POLICY |
At MoneytoLend, we dedicate ourselves to revolutionizing the way individuals and small businesses manage their financial lives. In that effort, we respect
and protect the privacy of those who visit or use our Web site. We want you to know how your information is used. To demonstrate our commitment to fair
information practices, we have adopted leading industry privacy guidelines.
This privacy statement defines privacy aspects specific to the
MoneytoLend Web site and affiliated MoneytoLend Web servers.
Because of the financial nature of our business, our Web site is not designed to appeal to children under the age of 13. Therefore, we don't knowingly
attempt to solicit or receive any information from children.
Our Philosophy and Practices
We want to give you the comfort and confidence you need to fully participate in our online offerings so that we can better serve your needs. Therefore,
here are the principles governing our information practices and other privacy aspects of our Web site:
- We provide you notice of our Web site information practices.
- We give you choices about how the personally identifiable information that you provide us may be used.
- We let you update or correct the personally identifiable information that you provide us.
- We work to protect personally identifiable information from loss, misuse and unauthorized alteration.
- We provide various ways for you to contact us about our information practices and other privacy aspects.
WE PROVIDE YOU NOTICE OF OUR WEB SITE INFORMATION PRACTICES.
To maximize the value of our services, we may request information from you when you visit our Web site. In this Privacy Statement, we tell you what is being
collected, how it is collected, by whom it is being collected, why it is being collected and to whom it may be disclosed.
Here is how and why we collect and use information from you:
Applications and Registration
We provide a number of ways for you to explore your options for mortgages and loans, so you can determine which options may be the most desirable for you.
However, if you want to exercise one or more of the loan options presented, we will ask you to apply at the site and supply other identifying and supporting
information needed to process your request. We use your contact information to provide you with alerts and updates regarding your loan status, which
is part of the MoneytoLend service. If you choose, we will also use it to send you communications and promotional materials for
MoneytoLend and
other MoneytoLend products. We may supply the information you provide, on a confidential basis, to third parties, such as credit reporting services,
who assist us in qualifying, processing, closing and servicing your loan.
Consumer Report
By submitting a loan application or a request to be pre-qualified to us, you authorize us to share your consumer
report with our affiliates and subsidiaries only to process your loan application. You may direct us not to share such information with our affiliates
and subsidiaries by e-mailing us at support@moneytolend.com.
Mandatory and Optional Information
We also identify the information that is necessary to fulfill your request. Whenever we ask for additional or optional information, we identify those fields
appropriately so that you know what is required to provide the requested service.
HOW WE USE WEB TECHNOLOGY:
Here is how and why we use some common Web technologies to help manage our Web sites:
- Cookies A "cookie" is a small piece of information that our Web site may provide to your browser while you are at our sites.
The MoneytoLend Web site supplies your browser with cookies that contain a unique identifier used to better understand Web site usage in the
aggregate so we know what areas of our site users prefer (e.g., based on the number of visits to those areas).
- Web Site Usage Data With or without cookies, our Web site keeps track of usage data, such as the source address that a page request is
coming from, your IP address or domain name, the date and time of the page request, the referring Web site (if any) and other parameters in the URL.
We use this data to better understand Web site usage in the aggregate so that we know what areas of our Web site users prefer. This information is
stored in log files and is used for aggregated and statistical reporting.
If we plan to make significant changes to any of our privacy policies or practices with respect to how we use personally identifiable information, we'll post those changes to this privacy statement 30 days before they take effect.
In some cases we may be required to disclose certain information to comply with a legal process, such as a court order, subpoena or search warrant.
WE GIVE YOU CHOICES ABOUT HOW THE PERSONALLY IDENTIFIABLE INFORMATION THAT YOU PROVIDE US MAY BE USED.
We give you the opportunity to keep us from using or sharing the personally identifiable information that you have provided to us for purposes other than to fulfill your request or as is required to process, close and subsequently service your loan. To opt-out, simply notify us when you register.
WE LET YOU UPDATE OR CORRECT THE PERSONALLY IDENTIFIABLE INFORMATION THAT YOU PROVIDE US.
We provide you the opportunity to update or correct the contact and loan application information that you have provided to us. You may review and update information stored in your application online until you submit your application. Once you have submitted your application, you may only change the information by directly contacting our mortgage hotline at (800) 609-4776 or e-mailing us at
support@moneytolend.com.
WE WORK TO PROTECT PERSONALLY IDENTIFIABLE INFORMATION FROM LOSS, MISUSE AND UNAUTHORIZED ALTERATION.
We employ industry recognized security safeguards to help protect the personally identifiable information that you have provided to us from loss, misuse and unauthorized alteration.
We work to protect personally identifiable information stored on the site's servers from unauthorized access using commercially available computer security products, such as firewalls, as well as carefully developed security procedures and practices.
WE PROVIDE VARIOUS WAYS FOR YOU TO CONTACT US ABOUT OUR INFORMATION PRACTICES AND OTHER PRIVACY ASPECTS.
If you have any questions about the MoneytoLend Web site's privacy statement, our information practices or other aspects of privacy on our Web site, please contact us at
privacy@moneytolend.com. Or you may call our mortgage hotline at (800) 609-4776
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